The UnitedHealthcare Children’s Foundation provides medical grants to kids in the United States for expenses that aren’t covered by insurance. Applicants may receive up to $5,000 per year and $10,000 over their lifetime.

Applications are accepted on a continual basis and reviewed monthly. Families may be reimbursed for expenses incurred up to 90 days before the application is completed. All funds must be expended within one year of the grant approval date.

Eligibility

Eligible children must:

• Be 16 years old or younger at the time of the application
• Have a Social Security Number
• Have primary insurance coverage by a commercial health plan. Medicaid or CHIP may be a secondary, but not primary, provider.
• Be receiving care, medical services, treatments and/or therapies from  a licensed medical professional in the United States.

The family must not have exceed the following maximum eligible incomes, as documented on their IRS Tax Form 1040:

• Family of 2 – $65,000 or less
• Family of 3 – $100,000 or less
• Family of 4 – $135,000 or less
• Family of 5 or more – $170,000 or less

Required Documents

All applications must include:

• Most recently filed IRS Form 1040. If the child is not listed because they were born or adopted in the current year, a copy of the child’s birth certificate and social security card must also be included.
• An electronic copy of the front and back of the current commercial or private insurance card.
• A completed and signed Physician Certification of Medical Condition Form
• Proof of non-coverage, such as a copy of the benefit summary’s exclusions list highlighting no coverage, a denial letter from the insurance company, or an Explanation of Benefits that shows no benefits are available.

Funding Limitations

Grant funds may not be used for:

• Dental and orthodontics, unless they are related to a serious medical condition, such as cleft palate or cancer
• Drugs not approved by the United States Food & Drug Administration (FDA)
• Drugs not purchased in the United States
• Over-the-counter medications or products
• Vitamins or supplements
• Medications not filled at a pharmacy or prescribed by a licensed professional
• Biofeedback/biomedical consultations and Neurofeedback
• Clinical trials and investigational or experimental treatments
• Heavy metal toxicity testing or chelation therapy, unless there is a proven medical indication of lead, copper, or iron toxicity
• Hyperbaric oxygen treatment
• Herbal testing
• Relationship Development Intervention (RDI)
• Listening therapy
• Vision therapy
• Hippotherapy or equine therapy
• Music therapy
• Play therapy
• Group therapy
• Family therapy
• MeRT (Magnetic Resonance Therapy)
• Social skills therapy
• Therapy program fees
• Gas
• Flights
• Food
• Mileage
• Hotel/motel stays